Friday, January 25, 2013

Today is a Day Nothing Like The World Has Ever Seen Before. | Lamed Vav- 36 People Save The World

Today is a Day Nothing Like The World Has Ever Seen Before. | Lamed Vav- 36 People Save The World: "The seeds for our planets destruction,

Have been planted long ago.

By subtle yet very real forces,

That perhaps only a handful of people could even hope to understand.

Call it a fable, myth, or legend, if you prefer,

Yet the steadfast true believers, who quietly exist,

Understand that the concept has it’s roots,"

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Tuesday, January 22, 2013

Government Sources of Micro Loans for Small Business - Federal and State Sources - Microlending - SBA

Government Sources of Micro Loans for Small Business - Federal and State Sources - Microlending - SBA: "Contact Your Local Micro Loan Intermediary
If you don't know who the local intermediary is for your state, the SBA provides a list here. The intermediary is required by the SBA to provide business training and assistance to its micro business customers. You, as a micro borrower, are required to fulfill that training. You may also contact your local SBA District Office for more information."

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Opportunity Fund | Microloans | Small loans to Achieve Big Dreams | Opportunity Fund

Opportunity Fund | Microloans | Small loans to Achieve Big Dreams | Opportunity Fund: "But 45% of small businesses fail because they are unable to get the loan they need.
Many businesses are unable to access loans from traditional financial institutions because they are too young or too small. Opportunity Fund works to expand access to financial services."

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Microloan Program | SBA.gov

Microloan Program | SBA.gov: "Technical Assistance

Each intermediary (lender) is required to provide business training and technical assistance to its micro-borrowers. If you apply for microloan financing, you may be required to fulfill training and/or planning requirements before your loan application is considered. This business training can be helpful to you as you launch or expand your small business.

Terms, Interest Rates, and Fees

Loan terms vary according to:

The size of the loan

The planned use of funds

The requirements of the intermediary lender

The needs of the small business borrower

"

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Microloan Program | SBA.gov

Microloan Program | SBA.gov: "The Microloan Program provides small, short-term loans to small business concerns and certain types of not-for-profit child-care centers. The SBA makes funds available to specially designated intermediary lenders, which are nonprofit community-based organizations with experience in lending as well as management and technical assistance. These intermediaries make loans to eligible borrowers. The maximum loan amount is $50,000, but the average microloan is about $13,000."

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Government Sources of Micro Loans for Small Business - Federal and State Sources - Microlending - SBA

Government Sources of Micro Loans for Small Business - Federal and State Sources - Microlending - SBA: "Loan Terms, Interest Rates, and Collateral
The maximum term of a SBA Micro Loan is six years. The interest rates are generally between 8% and 13%. The SBA only guarantees the loans and the loans are actually made by the community intermediaries so collateral is up to the individual intermediary and its requirements. There is usually some form of collateral required and the personal guarantee of the borrower."

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Microloan Sources for Small Startups Business on Main

Microloan Sources for Small Startups Business on Main: "ACCION USA is a private nonprofit that offers startup and expansion microloans of up to $50,000 to small-business owners in the U.S.  The Web site has an information video, a quick online application and other helpful resources. You can join their e-mail list or check out the ACCION USA Facebook page."

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Thursday, January 17, 2013

Aaron Swartz - Wikipedia, the free encyclopedia

Aaron Swartz - Wikipedia, the free encyclopedia: ""A respected Harvard researcher who also is an Internet folk hero has been arrested in Boston on charges related to computer hacking, which are based on allegations that he downloaded articles that he was entitled to get free."[44]
On July 19, 2011, Swartz was charged by Carmen Ortiz, the U.S. Attorney for Massachusetts, with wire fraud, computer fraud, unlawfully obtaining information from a protected computer and recklessly damaging a protected computer.[45] According to the indictment against him, Swartz surreptitiously attached a laptop to MIT's computer network, which allowed him to "rapidly download an extraordinary volume of articles from JSTOR."[46] Prosecutors in the case claimed Swartz acted with the intention of making the papers available on P2P file-sharing sites.[47]"

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Aaron Swartz - Wikipedia, the free encyclopedia

Aaron Swartz - Wikipedia, the free encyclopedia: "Death

On the morning of January 11, 2013, Swartz was found dead in his Crown Heights, Brooklyn, apartment by his girlfriend.[11][12][68][69] A spokeswoman for New York's Medical Examiner reported that he had hanged himself.[11][12][68][69][70][71] No suicide note was found.[72]
The family and partner of Swartz created a memorial Web site on which they issued a statement, saying, "He used his prodigious skills as a programmer and technologist not to enrich himself but to make the Internet and the world a fairer, better place."

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Public Access to Court Electronic Records

Public Access to Court Electronic Records: "PACER CASE LOCATOR

The PACER Case Locator is a national index for U.S. district, bankruptcy, and appellate courts. A small subset of information from each case is transferred to the PACER Case Locator each night. The system serves as a locator index for PACER. You may conduct nationwide searches to determine whether or not a party is involved in federal litigation."

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Public Access to Court Electronic Records

Public Access to Court Electronic Records: "PACER CASE LOCATOR

The PACER Case Locator is a national index for U.S. district, bankruptcy, and appellate courts. A small subset of information from each case is transferred to the PACER Case Locator each night. The system serves as a locator index for PACER. You may conduct nationwide searches to determine whether or not a party is involved in federal litigation."

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Public Access to Court Electronic Records

Public Access to Court Electronic Records: "PACER CASE LOCATOR

The PACER Case Locator is a national index for U.S. district, bankruptcy, and appellate courts. A small subset of information from each case is transferred to the PACER Case Locator each night. The system serves as a locator index for PACER. You may conduct nationwide searches to determine whether or not a party is involved in federal litigation."

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Public Access to Court Electronic Records

Public Access to Court Electronic Records: "PACER CASE LOCATOR

The PACER Case Locator is a national index for U.S. district, bankruptcy, and appellate courts. A small subset of information from each case is transferred to the PACER Case Locator each night. The system serves as a locator index for PACER. You may conduct nationwide searches to determine whether or not a party is involved in federal litigation."

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In the Wake of Aaron Swartz's Death, Let's Fix Draconian Computer Crime Law | Electronic Frontier Foundation

In the Wake of Aaron Swartz's Death, Let's Fix Draconian Computer Crime Law | Electronic Frontier Foundation: "Aaron was one of our community's best and brightest, and he acheived great things in his short life. He was a coder, a political activist, an entrepreneur, a contributor to major technological developments (like RSS), and an all-around Internet freedom rock star. As Wired noted, the world will miss out on decades of magnificent things Aaron would have accomplished had his time not been cut short."

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In the Wake of Aaron Swartz's Death, Let's Fix Draconian Computer Crime Law | Electronic Frontier Foundation

In the Wake of Aaron Swartz's Death, Let's Fix Draconian Computer Crime Law | Electronic Frontier Foundation: "Aaron was one of our community's best and brightest, and he acheived great things in his short life. He was a coder, a political activist, an entrepreneur, a contributor to major technological developments (like RSS), and an all-around Internet freedom rock star. As Wired noted, the world will miss out on decades of magnificent things Aaron would have accomplished had his time not been cut short."

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